Saturday, March 22, 2025

Travel risk to be aware of for your clients

Two-thirds of Australians believe travel will be riskier in 2025, according to new research from Insure&Go. Flight disruptions top the list of expected risks, followed by extreme weather, lost luggage, and COVID-19.

Key findings

  • 63 per cent of Australians think travel risks will increase this year.
  • 76 per cent say flight disruptions are the biggest domestic travel risk, with 63 per cent naming it as the top international concern.
  • 59 per cent rank extreme weather as the second-biggest international travel risk.
  • Lost luggage is a major concern for 42 per cent of domestic travellers.

Flight cancellations and delays are a top worry. Three-quarters expect domestic flight issues, while 63 per cent anticipate international disruptions. Extreme weather is another key concern for 59 per cent of respondents.

Global events influence concerns

Conflicts in the Middle East and Ukraine and 2024’s extreme weather events—such as catastrophic flooding in Brazil and record UAE rainfall—are shaping traveller perceptions.

While less severe than natural disasters, flight disruptions still affect travel plans. In November 2024, 68.4 per cent of Australian flights arrived on time, and 69 per cent departed on time—both below the long-term average.

Generational differences in risk perception

Over-50s are most concerned about flight cancellations, with 81 per cent identifying it as the top domestic risk. They also worry more about getting sick while travelling (49 per cent), compared to just 25 per cent of under-30s.

Younger travellers (18–49) are more likely to see extreme weather as a significant risk, reflecting their awareness of climate change. Meanwhile, 49 per cent of over-50s consider war and geopolitical events a key concern, compared to just 21 per cent of under-30s.

Tips for safer travel in 2025

David Mayo, Commercial & Marketing Director at Insure&Go, advises travellers to stay informed and check their travel insurance policies.

“Travel takes people out of their comfort zones, and risks can vary for each person,” Mr Mayo said. “While flight disruptions may seem minor compared to extreme weather or political unrest, they can still significantly affect travel plans.”

“Not all policies cover natural disasters or unexpected events, so choose one that fits your needs. Always read the Product Disclosure Statement (PDS) and contact your provider if anything is unclear. Insure&Go offers 24/7 emergency assistance and on-the-ground support in over 200 countries.”

Before booking an international trip, check the Australian Government’s Smart Traveller website for the latest advice and updates on your destination.

Eamonn Merrifield
Eamonn Merrifield
Eamonn is an ocean lover, and a sustainable traveller with a curious spirit along with a passion for people and unique experiences. Probably where he caught the travel bug was as a child going on deep sea adventures with his parents on merchant ships crossing the globe. He believes travel is about exploring sustainably, engaging people and always, always sharing the food! Eamonn has set foot on every continent except Antarctica, but like anyone, still has so many more places to experience. When not exploring, you’ll find Eamonn based in his adopted hometown of Adelaide, cooking tasty food, drinking world-class wines, hiking trails and scuba diving.

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